Because they are made to be mobile, these homes often carry higher interest rate loans than permanent structures; the bank views them as personal property and therefore attaches a greater level of risk to the loan.
Community chattel financing portfolio land home options The Cascade Difference. When it comes to financing manufactured homes, Cascade is one of the top rated manufactured home financing companies in the country. We have a long history of customer satisfaction and offer financing for manufactured and modular homes in 35 states.
A chattel loan is one of the most common ways to finance mobile homes that sit on land-leased properties. Because you don’t own the land you lease, you can’t use a traditional mortgage because you can’t fix the home permanently to a foundation. Instead, your manufactured home falls under the designation of "personal movable property."
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You save money by financing a mobile home as real estate instead of as personal property. find out if you qualify to refinance your mobile home loan and save today.
The zip code you entered is served by Citizens One, the brand name for Citizens Bank’s lending business outside of our 11state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: CitizensOne.com
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Our mobile home financing and refinancing programs will help you take control of your finances. We have designed our products to fit even the most modest budget, and our finance options are available with as little as 5% down for qualified applicants.
Mobile Home Financing. eLEND offers mobile home financing assistance for single and double wide manufactured homes on owned land throughout much of the United States. Borrowers can take advantage of eLEND’s specialized FHA loan designed for mobile home financing. Through this program, borrowers enjoy the the security of fixed interest rates with highly competitive pricing.
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